— a blockchain-based financial ecosystem



MoneyToken — a blockchain-based financial ecosystem

MoneyToken provides crypto-backed loans, stablecoin MTC and a decentralized exchange service



“MoneyToken is a bright example of the real use of blockchain technology, as well as offering a massive boost for crypto market liquidity for all market players, and especially for businesses.”

Roger Ver, Founder of, adviser at MoneyToken




Official Video :


About Money Token : 

At this stage of the market’s development, we see that cryptocurrency assets have gained the characteristics of various financial instruments. We can divide cryptocurrencies by their qualities and algorithms; into investment assets and means of payment. Investment assets are volatile and compelling for the long term, made to earn on the dierence between rates of exchange or getting other types of earnings, such as from proof-of-stake algorithms, rate in interest and so on. Payment cryptocurrencies are created to support the stability of the rate of exchange – they usually are embedded with a self-regulation mechanism, a unique algorithm to regulate the diculty of mining
or the release of new coins. The problem is that, even if the new functional cryptocurrency has a capitalization of several million, it’s probably not recognized by the pre-existing fiat financial system as an asset. Even if on the governmental level the cryptocurrency has a certain status, the banking system and its loan services are closed for the cryptocurrency business or the holders of such an asset. Reserve funds, funds that guarantee investments,
banking deposits and government guarantees are created to neutralize the risks of economic turmoil, mass default on debt, as well as to guarantee the safety of funds and the earnings of creditors.

In the majority of banks, it’s impossible to acquire a loan for the development of a mining farm using
cryptocurrency as collateral. We see that one of the main functions of banks and
lending institutions in the current fiat system of loans secured by collateral is assigning value to
the assets and businesses of borrowers to minimize the risks of default on debt. A secondary,
but still very important, function (often delegated to other institutions) is the verification of assets,
individuals and businesses; the realization of assets; and the collection of debts and dues. None of these functions are essential in a blockchain-based credit system, in which the value of the collateral asset at any moment is
public and the credit terms are transparent and fixed in a smart contract; no intermediaries are needed besides the link ensuring the completion of the transaction and the smart contract. Under the conditions of a cryptocurrency
economy, banks and contract participants’ competencies can easily be eliminated by smart contracts, the cost of a loan lowered and the conditions of applying for a loan can finally be made transparent to all parties.

Introducing Amanda:

Behind MoneyToken is Amanda. Amanda is an Artificial Intelligence Assistant who will provide automated loan operations within the platform.

Amanda is powered by a deep learning AI algorithm, and her goal is to provide human-like services for the platform users. Besides functioning as a loan assistant, Amanda acts as a true AI, analyzing clients activity on the platform from their first steps, through to loan completion in order to generate predicative actions; for example being able to offer additional financial services, tracking collateral performance, monitoring loan repayments and due dates – all the functions required within an ecosystem that is not managed by any central authority.

Amanda helps remove the need for middlemen and managers, hidden commissions and fees, and obscure terms written in the ‘small print’ of contracts; all the bad practices of traditional banking.

MoneyToken: changing the face of financial services.




Who is the platform for?


Avoid cash flow issues or invest in more equipment, without losing your existing mined cryptocurrency



Traders and investors 

Hold on to your cryptocurrency investment portfolio and use leverage to make further investments or increase your liquidity




Quickly access cash, without all the red tape, for short term business needs




Meet extra cash needs while hedging exchange risks and leveraging your crypto assets



Get cash anytime and anywhere :


  • Card balance in USD

  • Fast and easy loan cash-in

  • Repay your loan







Local ambassadors :














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